Bankruptcy is only the FIRST Step on your Journey to Financial Recovery

This free mini-course is your next step. It will be your guide to the full financial recovery you thought bankruptcy promised.

Your debts are gone, but your credit took a beating. What can you do? A lot, actually, if you know how.

In this free mini-course you'll learn how to:

Protect yourself from the “scam credit score” given out by all the free credit report websites
Find and dispute errors on your report that are hurting your score
Improve your overall credit score

Ready to get started? Click the button below and fill out the request form. Once you verify your email address, you’ll instantly receive part one of the credit recovery mini-course.

Lesson One – Understanding How Your Credit Score is Calculated (simplified!)

Although there are over 80 factors that make up your FICO score, all you really need to know are the “Big 5.” It’s not as mysterious as it seems. I make it easy to understand. You’ll get an easy to read chart which shows you the major factors that determine your credit score.

Once you understand the major factors that determine your score - you can quickly focus on where you can improve, and not waste time on things that don’t matter.

Lesson Two – Understand the “Scam Score”

Did you know that you have more than one credit score? Not all credit scores are equal. The one you really care about is the FICO score.

Using the wrong score can trick you into risky credit behavior and unwise credit decisions.

Protect yourself! I give you a chart that explains the dangers of this new credit score. With my side-by-side comparison of the FICO vs. the Vantage Credit Score so you can quickly see why using this score can get you into trouble.

Lesson Three – How your Credit Report Should Look After Bankruptcy

Federal laws strictly govern how discharged debt is to be reported on your credit. But too often, creditors and credit bureaus don’t follow the rules. When this happens, it can kill your credit score. It happens all the time!

Of course, if you don’t know the rules, you won’t know what hit you. You need to know how the creditors are supposed to report the debt your discharge, so you’ll know when they are breaking the law, and what you can do about it.

I will give you clear instructions to find errors and correct them. This can make a HUGE difference in your credit.

When You've Completed the Course

In no time at all, you’ll be able to thoroughly review your report in just a few minutes. When you discover errors on your report, (odds are that you will) you’ll know exactly what to do about it.

Knowing this can save you thousands of dollars (even tens of thousands).

I’m a 30 year veteran bankruptcy specialist and certified credit counselor. I’m also the top-rated financial recovery attorney in all of southern Ohio. In my opinion, you NEED the information in this mini-course. It’s essential to your financial recovery.

No other specialist has the rave reviews that my program has. Most don’t even share this information… I am willing to bet that the information in this course will be completely new to you. It’s not part of bankruptcy process, so it's unlikely your attorney has given you this information.

This mini-course will help you achieve the goal of full financial recovery. If you don’t take this course and recover your credit, you’ll likely be faced with:

Only qualifying for “buy here, pay here” cars
Paying high interest rates
Renting forever - never owning a hom
Living on a “cash only” basis

Worse, you could end up feeling like a failure because you filed for bankruptcy but your life never got better.

With the right program, and a little effort, you can turn your bankruptcy into a fresh start. After all, wiping out your debt can really give you a good start.

Your credit score is your responsibility - you need to take control of it!

Our credit score is used to judge us in many situations – by banks, loan companies, even your insurance rates depend on your credit score.

Accepting poor credit is not an acceptable choice.

You are at a crossroads in your life; a new destination awaits you.

Filing bankruptcy is not a failure. It’s the right move when you need to do it. But if you fail to take the simple steps to recover your credit, it's a tragic loss and missed oppurtunity.

If you don’t fix your credit, you and your family will begin to doubt your decision to file bankruptcy in the first place. Don’t let that happen!

Bankruptcy was the right thing to do. This course is the next right thing to do. Click the button below to get started. Your credit recovery begins right now.

To get started, click the button below and fill out the request form. Once you confirm your email,

You'll get online access to the first lesson >>

Credit Recovery Mini-Course

3 Steps to Rebuild Your Credit after Bankruptcy (Free E-Course)

Your Bankruptcy’s “Fresh Start” needs a STRONG FINISH!

Your bankruptcy discharge is only the beginning. You need to complete the next steps to reach complete financial recovery.

If you think bankruptcy is all you need for a "fresh finanical start", you’re in for a big surprise!

FACT: Bankruptcy does not “wipe your slate clean” - all of your old debts are still on your report.

FACT: Bankruptcy stays on your credit report for 10 years.

FACT: Your credit score ALWAYS drops when you file bankruptcy.

FACT: After bankruptcy you often have errors on your credit report.

FACT: The “financial management” course you took could actually slow your credit recovery down.

Bankruptcy is NOT a complete solution. Your debts were oppressive but now you’ve dealt with them. The next step is to deal with your damaged credit in this FREE mini-course.